Understanding Cigna Insurance for Substance Abuse Treatment

Cigna is a leading global health services provider, serving over 180 million customers across 30+ countries. Cigna connects individuals with essential medical services, including addiction treatment. Understanding how Cigna supports substance abuse rehabilitation can empower individuals to take the first step toward recovery and find the care they need to heal.

Does Cigna Insurance Cover Addiction Treatment?

Most Cigna insurance plans include benefits for substance use disorder (SUD) treatment. Plans available through the Affordable Care Act (ACA) marketplace must comply with ACA requirements, which mandate coverage for essential health services, including addiction treatment.

Cigna’s behavioral health division manages substance use benefits and typically covers addiction rehabilitation under these plans:

• ACA Marketplace Plans
• Medicare Advantage Plans
• Employer-Sponsored Plans

These plans are required to provide benefits for mental and behavioral health services comparable to physical health care. Coverage specifics—such as co-pays, deductibles, and out-of-pocket maximums—vary based on your plan. For precise details, contact your Cigna administrator or check your benefits online.

What Addiction Treatments Does Cigna Cover?

Cigna supports a range of rehab programs to meet diverse recovery needs. Whether you need intensive care or ongoing outpatient support, Cigna’s coverage can help. Common treatments covered by Cigna include:

• Medically Supervised Detox: Detox programs involve medical supervision and, if necessary, medication to ease withdrawal symptoms. Detox is often the first step toward recovery but typically requires continued therapy and rehabilitation.
• Inpatient or Residential Rehab: Residential programs provide a structured environment where patients stay at the facility for weeks or months. These programs offer 24/7 medical care, therapy, and peer support.
• Outpatient Treatment Programs: Ideal for individuals with mild addiction, people who have work or family obligations, or people who may have suffered a relapse,  outpatient programs allow patients to live at home while attending therapy sessions several times a week.
• Partial Hospitalization Programs (PHP):PHPs combine aspects of inpatient and outpatient care, offering intensive treatment during the day while allowing patients to return home at night.

The effectiveness of addiction treatment depends on personalized care tailored to individual needs. Consulting a specialist at New Era Rehabilitation can help determine the best plan for you.

How Much Does Cigna Cover for Rehab Treatment?

The extent of Cigna’s coverage for addiction treatment depends on several factors, including:

• Treatment Type: Inpatient programs typically cost more than outpatient options.
• Length of Treatment: Longer treatments may involve higher costs.
• Insurance Plan Details: Deductibles, co-pays, and out-of-pocket limits vary by plan.

Starting addiction treatment with Cigna coverage is simple. Use the online benefits verification tool to confirm coverage details instantly. Alternatively, call New Era Rehabilitation Center’s admissions team for personalized assistance if you are interested in our outpatient addiction treatment programs in Connecticut.

Steps to get started:

1. Submit your insurance details online or call the helpline.
2. Verify coverage eligibility and estimated costs.
3. Begin treatment with confidence, knowing your plan covers essential services.

You can also access Cigna’s web portal to manage benefits and review coverage.

Cigna’s Addiction Treatment Coverage in Connecticut

Connecticut faces unique addiction challenges, emphasizing the need for effective treatment options. Key statistics highlight the urgency for recovery programs:

• Opioid Overdoses: Connecticut has seen a rise in opioid-related deaths in recent years.
• Alcohol Abuse: Heavy drinking continues to impact many residents, contributing to addiction issues.
• Drug Use Rates: Substance use remains a concern among youth and adults alike.

New Era Rehabilitation Center operates facilities in Bridgeport and New Haven, Connecticut, offering evidence-based treatment programs covered by Cigna. These facilities provide support for individuals struggling with substance abuse, ensuring access to affordable care.

Start Your Recovery Journey Today

If you or a loved one is battling addiction, don’t wait to seek help. Cigna insurance can make quality treatment accessible and affordable. Call us now at 203-562-2101 or fill out our online form to take the first step toward recovery. Your journey to a healthier, addiction-free life starts here.